I had a huge reality check today. I have been on this kick lately thinking that I wanted to buy my first house. Crazy, I know.. especially at the age I am. I don’t know if I am ready to make that big of an investment. Renting a house? yes, no problem. As long as it’s 4 bedrooms with wood floors, granite counter tops, a garage and a large backyard.. I’m set. Believe it or not, I’ve found quite a few tonight.. beautiful homes for rent here.. because it’s such a seasonal living place for people.
Today, I called and spoke with the mortgage broker. After speaking with him and finding out that we are actually approved for the loan, I got a little nervous. I spoke with hubs and we actually had a conversation where we didn’t have to write out the pros and cons. We aren’t sure where we would want to buy a house, we aren’t ready to deal with renovations or fix things that need to be fixed, and we don’t really want to buy a house and then in a few years, want to move somewhere else.. and be stuck in a house that won’t sell.. etc. There is a lot to think about, and right now, and it all comes down to the fact that we aren’t ready to deal with all that.
With that said, we are both ALL FOR renting a house.. especially here in Florida. Houses are so expensive to buy, but we could easily rent a house (even on the water, which is an option) and then when we are ready to buy… we will know. We will know when we find a place we truly want to settle down in.. whether it’s here or not.. but I do know one thing.. I wouldn’t mind renting a house for a long time. I am just not ready to give all my money towards a house that may not gain appreciation and then be out tons of money when we want to move, if we do.
I’d rather buy nice new furniture for a house we rent, and even a little swing set for little one to have in the backyard. Ah that sounds nice.